Rockford IL › Market Report
Rockford IL Housing Market Report 2026
TL;DR
Redfin Data Center city rolling-three-month data ending 2026-06-30 reports a $179,402 median sale price, +12.13% year over year, 492 homes sold, and 10 median days on market. Zillow Research city ZHVI was $187,245 (+9.95% year over year) as of 2026-06-30. Individual property value depends on condition, title, occupancy, repairs, and closing details. USA Home Buyers: 888-274-5006.
June 2026 Market Refresh.
Last updated: July 22, 2026
This is the current source-backed market panel. Any earlier dated Redfin or Zillow figures elsewhere on this report are supplemental historical snapshots only, not the current refresh.
| Redfin median sale price | $179,402 |
|---|---|
| Year over year | +12.13% |
| Median days on market | 10 median days on market |
| Homes sold | 492 homes sold |
| Zillow ZHVI | $187,245 (+9.95% YoY) |
Rockford IL Redfin median sale price: $179,402 (+12.13% YoY), 10 median days on market, 492 homes sold for the rolling three months ending 2026-06-30 (Redfin Data Center; source updated 2026-07-03). Rockford IL Zillow ZHVI: $187,245 (+9.95% YoY) as of 2026-06-30 (Zillow Research, June 2026). Zillow source label: Zillow Research city ZHVI as of 2026-06-30. Source scope: Redfin Data Center exact city row, rolling three months ending 2026-06-30; source updated 2026-07-03. June 2026 primary fields only. Other on-page figures are older supplemental context unless separately dated. Market data is background context only; property-specific value still depends on condition, title, occupancy, repairs, payoff, liens, and closing timeline.
June 2026 source notice
The refresh panel contains current Redfin rolling-period fields and Zillow city ZHVI as of 2026-06-30. Other figures below are May 2026 supplemental context—not current primary fields.
Rockford IL Key Market Metrics (June 2026 Refresh)
| Metric | Value | YoY Change | Source |
|---|---|---|---|
| Zillow city ZHVI | $187,245 | +9.95% | Zillow Research city ZHVI as of 2026-06-30 |
| Redfin median sale price | $179,402 | +12.13% | Redfin Data Center city row, rolling three months ending 2026-06-30 |
| Median days on market | 10 days | — | Redfin Data Center city row, rolling three months ending 2026-06-30 |
| Homes sold | 492 | — | Redfin Data Center city row, rolling three months ending 2026-06-30 |
| Price per square foot | Not supplied for the June refresh | — | No older value carried forward |
| Sale-to-list ratio | Not supplied for the June refresh | — | No older value carried forward |
Transfer Tax — Winnebago County & Illinois State
Illinois charges a state real estate transfer tax of $0.50 per $500 of consideration under 35 ILCS 200/31-10 — seller pays by custom. Winnebago County adds $0.25 per $500 under 55 ILCS 5/5-1031. The City of Rockford imposes no municipal real estate transfer tax (confirmed: ATG tax-ordinance directory returns no Rockford entry; Rockford Municode has no RETT chapter). Total combined rate: $0.75/$500 (0.15% of sale price).
| Sale Price | IL State Tax ($0.50/$500) | Winnebago Co. ($0.25/$500) | Municipal Tax | Total |
|---|---|---|---|---|
| $83,093 (older Jackson Oaks context) | $83.50 | $41.75 | $0 | $125.25 |
| $187,245 (Zillow ZHVI as of 2026-06-30) | $187.50 | $93.75 | $0 | $281.25 |
| $157,396 (older Churchill Grove context) | $157.50 | $78.75 | $0 | $236.25 |
| $179,402 (Redfin rolling-period median ending 2026-06-30) | $179.50 | $89.75 | $0 | $269.25 |
When you sell to USA Home Buyers, Closing-cost items are reviewed in the written offer — transfer taxes, Winnebago County recording fees ($54 standard document), and title/settlement fees. Seller receives the agreed net price with no deductions at closing.
Rockford vs. Springfield — Illinois Market Comparison
| Factor | Rockford (Winnebago Co.) | Springfield (Sangamon Co.) |
|---|---|---|
| Population | 147,521 | 113,330 |
| Redfin median sale price | $179,402 (+12.13% YoY) | $208,886 (+9.36% YoY) |
| Zillow city ZHVI | $187,245 (+9.95% YoY) | $173,202 (+8.10% YoY) |
| Dominant Economy | Manufacturing/diversified | State government |
| Municipal Transfer Tax | $0 (none) | $0 (none) |
Cash Offer Range — Rockford IL
| Scenario | Typical Range | Notes |
|---|---|---|
| Average-condition cash offer | 70–80% of FMV before property-specific adjustments | Rule of thumb only; every offer depends on the specific home |
| Distressed / major repairs needed | Property-specific adjustment | Common in pre-1970 Rockford stock with deferred maintenance |
| Competitive buyer interest | Property-specific adjustment | Demand varies by condition, price, location, and financing; no fixed range is promised |
For average-condition properties, cash offers typically land around 70–80% of fair market value — before factoring in repair costs, property condition, title issues, holding costs, and risk adjustments specific to your home.
Winnebago County Recorder & Closing Costs
The Winnebago County Clerk & Recorder is Lori Gummow, located at 404 Elm Street, Room 104, Rockford IL 61101, phone (815) 319-4250. Website: wincoil.gov/departments/recorders-office. According to Winnebago County Recorder (2025), recording fees: standard documents (8.5×11", meets formatting requirements) = $54.00; non-standard documents = $66.00. (Effective January 1, 2025, Public Act 103-0884.) Illinois MyDec (Real Estate Transfer Declaration) must be filed at closing via mytax.illinois.gov — no separate fee.
Rockford Market Context — The Rust Belt Story
Rockford's manufacturing heritage defines its housing market in ways that don't apply to Springfield or Chicago suburbs. The city was once the world's largest producer of machine screws and a major furniture manufacturing center — Illinois Tool Works, Rockford Chair & Furniture, and dozens of related suppliers employed generations of working-class families who purchased modest homes in the neighborhoods around their factories. When those industries contracted in the 1980s and 1990s, Rockford's homeowner base aged in place on fixed incomes, and deferred maintenance accumulated across a housing stock that was already aging.
Redfin city rolling-three-month data ending 2026-06-30 reports a $179,402 median sale price and 10 median days on market. Those city averages do not determine the value or timing of a repair-heavy, inherited, tenant-occupied, vacant, or title-complicated property.
That gap between market demand and financeable supply is where cash buyers operate. USA Home Buyers serves Rockford sellers who need speed, certainty, and a buyer who doesn't require inspection-contingency repairs or conventional financing approval.
Data Sources
- • Redfin Data Center Rockford city row — rolling three months ending 2026-06-30
- • Zillow Research Rockford city ZHVI — 2026-06-30
- • Older local and statewide context is not used as a June primary-field substitute
- • WIFR Rockford housing context — Apr 1, 2026
- • ATG tax-ordinance directory (transfer tax)
- • wincoil.gov Recorder's Office (recording fees)
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June 2026 source-backed market snapshot.
Rockford IL market data
- Redfin median sale price
- $179,402
- Redfin YoY
- +12.13%
- Median days on market
- 10 median days on market
- Homes sold
- 492 homes sold
- Zillow ZHVI
- $187,245 (+9.95% YoY)
Rockford IL Redfin median sale price: $179,402 (+12.13% YoY), 10 median days on market, 492 homes sold for the rolling three months ending 2026-06-30 (Redfin Data Center; source updated 2026-07-03). Rockford IL Zillow ZHVI: $187,245 (+9.95% YoY) as of 2026-06-30 (Zillow Research, June 2026). Zillow source label: Zillow Research city ZHVI as of 2026-06-30. Source scope: Redfin Data Center exact city row, rolling three months ending 2026-06-30; source updated 2026-07-03. Market data is background context only, not a property-specific offer or value promise.