June 2026 Market Refresh.

Last updated: July 23, 2026

This is the current source-backed market panel. Any earlier dated Redfin or Zillow figures elsewhere on this report are supplemental historical snapshots only, not the current refresh.

Redfin median sale price$189,897
Year over year+11.70%
Median days on market13 median days on market
Homes sold239 homes sold
Zillow ZHVI$149,410 (+0.52% YoY)

Waterloo IA Redfin median sale price: $189,897 (+11.70% YoY), 13 median days on market, 239 homes sold for the rolling three months ending 2026-06-30 (Redfin Data Center; source updated 2026-07-03). Waterloo IA Zillow ZHVI: $149,410 (+0.52% YoY) as of 2026-06-30 (Zillow Research). Zillow source label: Zillow Research exact Waterloo city ZHVI as of 2026-06-30. Source scope: Redfin Data Center exact Waterloo city row, rolling three months ending 2026-06-30; source updated 2026-07-03. Route waterloo-ia uses Redfin exact Waterloo, IA city grain. Zillow uses exact Waterloo, Black Hawk County city grain. June 2026 primary fields only; older on-page figures remain supplemental context unless separately dated. Market data is background context only; property-specific value still depends on condition, title, occupancy, repairs, payoff, liens, and closing timeline.

Waterloo seller resource

Waterloo, IA market data snapshot

Use these public source links as market context for Waterloo, not as a value promise for one property.

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Waterloo seller decision support

Exact-city Zillow context

Zillow Research reports an exact-city ZHVI for Waterloo, IA of about $149,000 for May 2026. ZHVI is a model-based home-value index, not a sale price or cash offer.

Geography and records path

A public geography reference identifies Waterloo with Black Hawk County context. Black Hawk County publishes an official Recorder’s Index Online path. Use the official county site to identify the right records contact before relying on a property-specific answer.

How to use source data

Use market data to frame questions, then compare property condition, repairs, access, title, occupancy, lien, tax, estate, and seller-timing facts before treating a direct offer or listing plan as actionable.

Market data snapshot

Waterloo numbers to compare before you sell

Median sale price

$189,897

Rolling 3 months ending June 2026

Redfin Data Center — Waterloo, IA — rolling three months ending June 2026

Market measure for seller questions; property terms depend on the house.

Median sale-price change

+11.70%

Rolling 3 months ending June 2026

Redfin Data Center — Waterloo, IA — rolling three months ending June 2026

Recent market movement provides background for timing questions.

Homes sold

239

Rolling 3 months ending June 2026

Redfin Data Center — Waterloo, IA — rolling three months ending June 2026

Closed-sale activity; property details and terms still vary.

Median days on market

13 days

Rolling 3 months ending June 2026

Redfin Data Center — Waterloo, IA — rolling three months ending June 2026

Market timing varies by property and sale terms.

Active inventory

June 2026

Redfin Data Center — Waterloo, IA — rolling three months ending June 2026

No figure is shown for this measure.

Average sale-to-list ratio

June 2026

Redfin Data Center — Waterloo, IA — rolling three months ending June 2026

No figure is shown for this measure.

ZHVI home-value index

$149,410

June 2026

Zillow Research — Waterloo, IA ZHVI — June 2026

City market measure for seller questions; property details still matter.

1-month ZHVI move

June 2026

Zillow Research — Waterloo, IA ZHVI — June 2026

No figure is shown for this measure.

3-month ZHVI move

June 2026

Zillow Research — Waterloo, IA ZHVI — June 2026

No figure is shown for this measure.

6-month ZHVI move

June 2026

Zillow Research — Waterloo, IA ZHVI — June 2026

No figure is shown for this measure.

12-month ZHVI move

+0.52%

12 months ending June 2026

Zillow Research — Waterloo, IA ZHVI — June 2026

The 12-month change provides market direction through June 2026.

ZHVI row geography

Waterloo, IA / Black Hawk County

June 2026

Zillow Research — Waterloo, IA ZHVI — June 2026

City and county geography is shown for market context.

Official records/tax starting point

Black Hawk County

July 2026

Black Hawk County official website, verified July 2026

Use the official local path for records, tax, court, probate, sheriff-sale, or recording questions; confirm property-specific costs and deadlines with the appropriate office or qualified professional.

Editable calculator cost inputs

Editable general estimates

July 2026

USA Home Buyers calculator boundary, verified July 2026

Adjust repairs, closing costs, payoff items, taxes, utilities, and timing to the property; this is not a quote or final settlement statement.

Public source pages

Use these public pages as market and records context only. A specific house still depends on condition, access, occupancy, title, payoff, repairs, timing, and written terms.

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Frequently asked questions

Can I sell my Waterloo house as-is?

A direct buyer may review a property in Waterloo as-is, but condition, access, occupancy, title, payoff, and written terms still need a property-specific review before anyone should rely on timing or price.

What Black Hawk County records should I check before selling?

Start with Black Hawk County official website or the other official local links on this page for recorded documents, tax, court, probate, sheriff-sale, or code questions. Confirm property-specific answers with the appropriate office or qualified professional.

Does the Waterloo market data table price my house?

No. The Waterloo table gives dated city-level context, including Redfin median sale price $189,897, homes sold 239, and median days on market 13 days. It is not a valuation, cash offer, appraisal, tax assessment, or promise for one home.

How long could selling in Waterloo take?

Timing depends on repairs, access, title, payoff, occupancy, buyer financing or buyer review, and seller readiness. The local days-on-market figure is context only; a direct sale and a listing can each move faster or slower based on the property facts.

Can inherited or estate property in Black Hawk County be reviewed?

Yes, the property can be discussed, but authority to sign, probate status, family agreement, title, cleanout, and closing timing must be confirmed for the specific Black Hawk County property before relying on any sale path.

What costs should I compare before choosing a sale path in Waterloo?

Compare repairs, cleaning, commissions, concessions, holding costs, utilities, taxes, insurance, payoff items, title requirements, closing costs, access needs, and written terms. The calculator uses editable general estimates; adjust them to your situation.

Can sellers in Waterloo avoid showings and realtor hassle?

A direct-sale conversation may be worth comparing when privacy, repairs, fewer showings, or avoiding the traditional listing process matter. That does not make a direct sale automatically better, and it does not remove title, tax, legal, tenant, or closing requirements.

Can a tenant-occupied Waterloo property be sold directly?

It can be reviewed, but lease status, access, rent, notices, repairs, and occupancy timing need to be handled through the proper process for the property. Do not rely on a general seller page for tenant-specific legal advice.

What if a foreclosure or sheriff-sale deadline affects the Waterloo house?

Use official notices, the lender, court, sheriff, trustee, housing counselor, attorney, or another qualified professional for deadlines. A sale option still depends on time, title, payoff, and written terms.

Do nearby towns or neighborhoods mean USA Home Buyers bought houses there?

No. Nearby towns and neighborhood names are service-area orientation examples only. They are not claims about a past purchase, seller, address, office, property condition, or guaranteed service outcome.

Do I have to accept an offer for my Waterloo house after asking questions?

No. Requesting information or a property review does not require you to accept an offer. If written terms are available, compare them with a realistic listing plan and take time to understand the trade-offs before deciding.

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